If you have no spouse or blood relatives, and have not made a will, your entire estate will go to the Taxman. If you do have blood relatives or a spouse, they will have to apply to the courts to administer your Estate - a far more lengthy and costly process than if you had written a Will.

 

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What if I don't make a Will ? - The Intestacy Laws

If you don't make a Will :-

• If you have no spouse or blood relatives, your entire estate will go to the Taxman
• If you do have blood relatives or a spouse, they will have to apply to the courts to administer your Estate - a far more lengthy and costly process than if you had written a Will - and your Inheritance Tax bill could be higher.
• You forfeit the right to 'ring-fence' some or all of your estate such that your spouse can benefit from it but a Local Authority can't (if he/she has to go into long-term care)
• If you have children under 18, and the other parent is also dead, then you have given up the right to decide who looks after them
• If you have a co-habiting partner, he/she will get none of your estate even if you have been together for 50 years or more
• The Government effectively writes a Will for you. Here are the rules :-

                         

 

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