Residential Investment Mortgages
We can provide private and limited company landlords, with funding for Houses in Multiple Occupancy (HMO), portfolio’s and conversions .
Loan size in this sector will be driven by the rental achieved which is then stressed to arrive at a funding level. Rates and stress levels vary across the marketplace and will take into account the following:
- deposit or equity,
- investor status and experience.
We have a wide range of lenders who operate in this sector from prime high street to specialist niche funders, semi exclusive schemes and exclusive limited status lenders.
Loan structures can include:
- Interest only mortgage periods of up to 10 years.
- Long term repayments mortgages with term up to 25 years.
- Fixed, variable rates and cap / collar hedging instruments.
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Residential Investment Mortgages
